Ink Finance Protocol

Ink Finance is an on-demand financial SaaS that enables on-chain enterprises to create effective operational structures and manage financials using best practices. Our motto: Finance is based on credit, and credit is derived from competence.Prior to the publication of this paper, the DeFi lending protocol was largely a cryptocurrency-backed financing regime that relied heavily on over-collateralization (OC). Taken at face value, this system would limit monetary expansion to the instantly available tradable cryptocurrencies on local blockchains, multiplied by the Loan to Value ratio.